+353 504 95340


At Declan Maher Financial Services Ltd we are committed to ensuring that your Investment portfolio matches your attitude for risk and return. Before determining an appropriate investment Portfolio for a client, as part of our Investment process, we undertake a rigorous analysis of your needs and objectives, taking account of:

  • Your risk profile
  • Expected term
  • Income requirements
  • Liquidity/Access requirements
  • Investment Experience
  • Your current asset Mix
  • Any other relevant factors

We then design an appropriate portfolio for you based upon the principles of asset allocation.

We will identify those investment managers and funds that are best suited to deliver the returns you require within your risk tolerance levels. Different Investment managers may be selected to manage individual segments of the portfolio. The more investment styles represented, the greater the diversification in your portfolio, and the more diversification, the less risk for your investment. We can arrange meetings or calls with our investment managers or their teams to brief you on their products and why they believe their own investment management is the best for you. We also understand that you may want to include your accountant, legal advisers, banker or family members in the decision making process and we are always happy to facilitate this. We offer investments in the following types of contracts

  • Capital protected Investments
  • Deposits & Cash Funds
  • Structured Products (EUR,GBP,USD)
  • Unit linked managed Funds
  • Direct Equities
  • Exchange Traded Funds (ETF’s)
  • Property Based Investments.
  • Exchange Traded Receivables.
  • Corporate and Government Bond Funds

At Declan Maher Financial Services Ltd, Our Investment philosophy is based on the following principles.

Time Horizon & Liquidity

We structure portfolios with a medium to long term time horizon in mind and we suggest that clients adopt a minimum time frame of 5 years+; however, we do understand the importance of liquidity within a portfolio and will always ensure clients have sufficient liquidity to meet their short term needs.

Education & Information

We feel it’s vitally important that all clients have a comprehensive understanding of any product before they invest in it.

It is our job as their trusted financial advisor to educate and inform clients, also to ensure they understand any potential risks associated with the expected return.


Diversification is one of the central planks upon which investment advice at our firm is based. We spread your investments across asset classes, investment managers and strategies which increases the likelihood of successfully achieving the desired outcomes.

Costs & Tax Efficiency

Future Performance in Investments may be variable and unknown, but two things that are certain are Costs and Tax. It is our philosophy to keep costs as low and transparent as possible and always invest in the most tax efficient structure.

Risk Adjusted Return

Our priority is to recommend investments which fit our client’s attitude to risk and can generate the returns required to meet their financial objectives. The emphasis is on consistency and protection as opposed to once-off high returns.