When establishing a home, family, career or business, it is easy to forget how important it is to protect these interests in the event of sickness or death. We can work with you to identify and quantify any potential risks.
Protection cover is all about ensuring your family can remain financially independent – if the worst should happen. Your income could suffer as a consequence of premature death, serious illness or disability. We can help you ensure that you have sufficient benefits in place to make up this income shortfall. Structuring these benefits in the correct way can also result in substantial tax savings.
There are many different forms of protection available, depending on your needs and circumstances. As independent advisers, we can guide you through all the options that are available, and help you find a product that best suits your needs. We will explain to you in simple terms, the benefits and costs of the various products provided by a range of life assurance companies.
- Term Assurance
- Mortgage Protection
- Serious Illness cover
- Income Protection (PHI)
- Inheritance Tax planning