Switching Mortgage providers could save you €1000’s
On Saturday May 2nd, Irish Independent, Charlie Weston sent a clear message to us all regarding the current state of mortgage interest rates. “Forget the Government doing anything about variable rates.
Accessing Pension Benefits at Retirement
Any individual can retire from age 60, assuming they are in a strong enough financial position to do so.
Why not to leave your money on deposit
If you are a business owner and are fortunate enough to have some surplus cash on your balance sheet you might want to reconsider whether it’s worthwhile leaving it on Deposit.
Can you afford not to have Income Protection?
Are you a business owner? Self-employed? Do you have sick pay entitlements? Have you ever thought about what might happen if you were unable to earn an Income?
Utilising the Annual small gift exemption
Given that Gift and inheritance tax rates have now increased to 33%, for many people it may be worth utilising the annual small gift exemption as a long term inheritance tax planning tool.
What is a Certified Financial Planner
What is a Certified Financial Planner CFP®? CFP (Certified Financial Planner) is the world’s most widely respected financial planning designation.
Using a pension fund to buy a property
A combination of falling Deposit Rates, Tax changes along with Rising property prices and rents are causing some investors to consider using their pension funds to buy properties.
Business Protection is about having properly structured life assurance policies to deliver money into the right hands at the correct time.
Changes to Finance Bill 2015
The Finance Bill was published on Thursday 23 October 2014 and as usual it included a few surprises that maybe weren’t considered big enough to be included in the Budget speech.
Tax efficient succession planning
Significant changes in the Inheritance Tax Thresholds combined with the Increases in the CAT/Inheritance Tax rate mean many people are now concerned about the most tax efficient way to pass assets to the next generation.